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About Direct Line Loans

Direct Line are one of the UK’s largest lenders, specializing in secured lending where you use you home as collateral to be secured against the sum being borrowed. Direct Line is a very popular choice for many people, particularly those seeking to borrow larger sums than would be available on an unsecured basis and those with only a small amount of adverse credit history. You can borrow between £2,000 and £25,000 with Direct Line. Direct Line loans offer a typical APR of 7.1% variable. However Direct Line have quite a strict qualifying criteria so you are only likely to be accepted if you have a good credit history, a reasonable income and of course you must be a homeowner. Direct Line also offer a payment protection insurance scheme which some people will find gives them additional peace of mind should their circumstances change.