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About RAC Loans

The RAC is known, of course for supplying vehicle breakdown cover and assistance.  However, in recent years, the RAC has moved into offering a range of financial services products, including personal loans.  The RAC is wholly owned by parent company Aviva PLC.

RAC’s loan products aren’t aimed just at car buyers because they’re unsecured personal loans and can be used for any purpose.  Loans are available on pretty flexible terms, including a possible payment holiday of three months at the start of the loan. (Beware, you will start paying interest from the start of the loan, so the payment holiday will increase the overall amount you need to pay back).

An RAC loan lets you borrow from as little as £3,000 up to a maximum of £25,000.  If you want to borrow more (or less) than this you’ll need to choose the “Compare” channel on this page.

You can apply for an RAC personal unsecured loan online, in most cases receiving an instant decision.  Whilst the credit acceptance criteria isn’t as tight as some, our data still shows that over 85% of online applications to “high street” lenders are rejected*, so you may want to make other applications (use our “Compare” channel to find other suitable lenders and apply online).  You can use a RAC loan for anything including consolidating existing debts, home improvements or a new car. Homeowners and tenants can apply but you need a very good credit history to qualify.

*Source: LoanExpert data, April-July 2006

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The information provided is true and accurate, and that Loan Expert may send the details of this application to an appropriate broker for the purposes of providing a loan. That broker may contact you for further information as required. We will not send your data to any other third party except those needed to provide the loan you have requested. We may contact you to inform you of parallel loan offers that might be of interest.

We will only hold the information you submitted in this application for as long as required to provide your lending requirement. Please let us know if you don’t wish to receive any further communication from us by writing to privacy@leadmarket.co.uk or by following the instructions in any of our communications to you. Otherwise you agree that we may from time to time keep you informed about other financial product offerings that we believe might be interesting such as alternative loan products that you might be able to switch to. You will be able to give us notice if you wish us to stop this communication at any time if you wish.

Loan Expert (and Lead Market Ltd Ltd.) do not provide any financial advice relating to mortgages or other products. None of the information in this website should be construed as financial advice.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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